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HOUSTON FiNTECH Promo Codes & Coupons July 2026

As of July 2026, HOUSTON FiNTECH has 15 active offers: 0 coupon codes and 15 deals, updated daily. Pick a working HOUSTON FiNTECH promo code and save on your next order.

πŸ”₯ Top HOUSTON FiNTECH Discount Codes for July 15, 2026

$250
Only
$250 Appraisal Fee Credit on Real Estate Investor Loans

A credit of $250 can be applied towards your appraisal fee. This offer is valid for approved real estate investor loans.

45%
OFF
Construction Loans: Waived Processing Fees for Fall

Processing fees are waived for construction loan applications submitted in the Fall. This offer is applied automatically.

50%
OFF
Bridge Loans with Reduced Origination Fees

Secure bridge financing with a reduced origination fee percentage. This applies to eligible bridge loan applications.

40%
OFF
Lender Fee Waiver on Select Financing Options

Certain lender fees can be waived for specific loan products. Check eligibility during your application process.

Referral
Referral Bonus for Successful Introductions

Receive a bonus for referring new clients who secure funding. Details on qualifying referrals are available upon request.

40%
OFF
DSCR Loans: Lender Fee Reduction Offer

Eligible DSCR loan applicants can receive a reduction in specific lender fees. This is part of the application and underwriting terms.

35%
OFF
Loyalty Rate Reduction for Repeat Borrowers

Eligible repeat clients can receive a reduction on their interest rates. This discount is applied based on borrower history.

Expires Aug 24, 2026
45%
OFF
Processing Fee Waived for Spring Applications

All processing fees are waived for loan applications submitted in the Spring season. This is automatically applied during underwriting.

30%
OFF
Initial Consultation Credit for New Clients

New clients are eligible for a credit on their initial consultation. Discuss this with your loan officer when applying.

$1000
Only
Up to $1000 Credit Towards Closing Costs

Get a credit applied to your closing costs on qualifying loan applications. This benefit is available through the underwriting process.

15%
OFF
Hard Money Loans: Origination Fee Special

Special pricing for origination fees on hard money loans for qualified investors. This is applied at the time of closing.

15%
OFF
Volume Discount on Multiple Property Loans

Borrowers financing multiple properties may qualify for a volume discount. This is evaluated during the loan underwriting process.

20%
OFF
Origination Fee Discount for Qualified Borrowers

Receive a percentage reduction on origination fees for certain loan types. This applies to eligible high-volume investors during the underwriting phase.

Expires Aug 17, 2026
25%
OFF
Fix and Flip Financing Closing Cost Credit

Get a credit towards closing costs on approved fix and flip financing. This benefit is provided during the loan closing.

Expires Aug 26, 2026
20%
OFF
Commercial Real Estate Loan Appraisal Credit

A credit for appraisal costs is available on certain commercial real estate loans. Inquire about this during your initial consultation.

Customer Reviews

4.5
Average Rating
2
Total Reviews
Elijah Williams
β˜…β˜…β˜…β˜…β˜…
2 weeks ago

Fast funding, great support!

Houston FinTech was amazing! I needed working capital for my business super fast, and they delivered. The team helped me through everything quickly. So glad I found them, definitely recommending to all my friends!

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Andrew J.
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2 weeks ago

Good experience overall

I used Houston FinTech for a fix and flip loan recently. The application process was pretty straightforward online, though some of the docs took a bit to gather. They funded the deal in about 14 days, which was quicker than I expected. Communication from my loan officer was solid, got an origination fee discount for being a repeat borrower. Paperwork for closing was all digital, which I liked. Will use them again.

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HOUSTON FiNTECH Community Discussion

Share tips, ask questions & help fellow shoppers save more

K
Kevin Price
1 month ago

Hey guys, thinking about getting a fix and flip loan from Houston Fintech. What's the deal with discounts? Do they ever run promos or anything?

W William Reyes 4 weeks ago
Nah, they don't really do like coupon codes you'd find online. It's more about how much business you do with them. I got a little off my origination fee after my second deal.
0
M Megan Mendoza 3 weeks ago
Yeah, what they said. It's not like buying stuff on Amazon. They might give you a closing credit or something if you're a high-volume investor, but gotta talk to them directly about it during underwriting.
3
5 Responses (2)
Z
Z. Nelson
3 weeks ago

Anyone used Houston Fintech for a rental property loan? How do they stack up against someone like Kiavi or Visio? And how fast do they actually fund stuff?

C Cody Reyes 3 weeks ago
I've used them for a DSCR loan, and they were pretty quick. Way faster than a traditional bank, for sure. As for Kiavi, can't really compare directly since I haven't used both for the exact same deal type, but HFT was solid for me.
1
E Emma W. 3 weeks ago
They're usually pretty competitive. Funding speed depends on a lot of factors, but I've had deals close in under two weeks with them. Better than some of the others who can drag their feet.
3
2 Responses (2)

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